Privacy Policy

Effective / last updated: 2026-06-25

1. Information we collect and do not collect

PensionNohu has no sign-up process and does not request or collect directly identifying information such as your name, contact details or resident registration number. Values you enter into the calculators — contribution years, income, contributions, assets and so on — are used only within your browser and disappear automatically; they are not transmitted to or stored on the operator's server.

However, the following information may be generated and collected automatically while you use the website.

• Access IP address, browser type and version, operating system, and visit date/time
• Pages visited, the referring page, and device information
• Anonymous identifiers via cookies and similar technologies

2. Use of cookies

PensionNohu may use cookies to provide the service and serve ads. A cookie is a small text file a website stores in your browser to remember visits and settings.

You can refuse or delete cookies in your web browser settings. Blocking cookies may limit some features and ad personalization. You can change cookie settings in the settings menu of each browser (Chrome, Safari, Edge, etc.).

3. Google AdSense and third-party ads

PensionNohu serves ads through Google AdSense. Third-party advertising vendors, including Google, may use cookies to serve personalized ads based on your prior visits.

• Google uses advertising cookies (such as the DoubleClick cookie) to serve ads based on your visits to this and other sites.
• You can opt out of personalized advertising in Google Ads Settings.
• You can review and opt out of third-party vendor cookies at www.aboutads.info.
• You can learn how Google processes data on the How Google uses data on partner sites page.

4. Analytics tools

To improve the service, we may use web analytics tools such as Google Analytics. These tools use cookies to collect anonymized statistics such as pages visited and time on page, and do not identify specific individuals.

5. Retention and third-party provision

Because PensionNohu does not directly collect or store your personal information, no separate retention period applies. Automatically collected access and cookie information is processed and retained under the policies of the relevant service providers such as Google. Except as required by law, the operator does not sell or arbitrarily provide user information to third parties.

6. Your rights

You have the right to refuse data collection through your browser cookie settings, and you can disable personalized ads in Google Ads Settings. For questions about data handling, use the contact below.

7. Children's privacy

PensionNohu is not primarily intended for children under 14 and does not knowingly collect children's personal information.

8. Changes to this policy

This privacy policy may be revised due to legal or service changes, and any changes will be announced on this page. For significant changes, we update the effective date.

9. Contact

For inquiries about data handling, contact truecodeko@gmail.com.

Effective / last updated: 2026-06-25